How benefits are affected

Most of your income e.g. your pension and some means-tested benefits income will need to go towards paying for your care costs before we can meet the shortfall in what you can afford to pay. To ensure you’re aware of how entering into a Deferred Payments Agreement affects your benefits you should check:

• Whether any existing benefits will be affected i.e. you may not qualify for Income Support or Pension Credit, which will increase the amount of the loan but you may still get Attendance Allowance or the daily living element of Personal Independence Payment
• Whether you are entitled to other benefits - visit our benefits you can get if you have a disability web page to find out more